家庭风险分担机制对农村医疗保险需求的影响-人口与经济.pdf

2003 1 No. 1, 2003 ( 136) POPULATION ECONOMICS (Tot. No. 136) * ) ) ) 蒋远胜, 肖诗顺, 宋青锋 ( , 625014) : 本文在观察四川农户健康风险应付行为的基础上, 把 庭风险分担团体视为 一个组织, 与正式 保险组织在制度组织和管理三 个方面作比较分析和定量的相关性分析结果表明, 庭风险分担团 体与正式保险组织有部分替代性和优越性, 其功能与农户对正式健康保险的需求呈负相关 : 庭风险分担团体; 农户; 风险应付; 健康保险 : F8401684 : : 1000- 4149 (2003) 01- 0074- 07 The Influence of Intra-Family Risk Sharing Group on the Demands for Health Insurance in the Rural Area-An Elementary Report for the Survey in Sichuan Province JIANG Yuan-sheng, XIAO Shi-shun, SONG Qing-feng (Department of Finance, Sichuan Agricultural University, Yaan City, Cichuan Province, 625014) A stract: Observing the risk-coping behavior of Sichuan rural residents, the authors consider the Intra-Family risk Sharing Group ( IFRS group) an organization, and make comparative and quantitatively correlative analy- ses on the formal insurance organization in system, organization and management. The results indicate that to some extents, taking some advantages, IFRS group can substitutefor the formal insurance organization, and its function is negatively related to the demands of rural residents for the formal health insurance. Keywords: IFPS group; rural residents; risk-coping; health insurance , , , [ 1] , , , , , [ 2,3] , , , (Community-based Health Insurance Scheme, CHIS) : 2002- 10- 28 * (Center for Development Research, University of onn, Germany) , Prof. Von raun , : ( 1969- ) , , , , : , # 74 # , 1956 , , , 70 , , , , , , , , : ,