hainan province the context of macro-control situation and credit paper to explore（海南省的宏观调控形势和信贷纸去探索）.docVIP

Hainan Province the context of macro-control situation and credit paper to explore Paper Network: Paper Keywords: Hainan Province and credit characteristics Abstract: The first half of 2011, Hainan Province, the banking financial institutions to support international tourism island, conscientiously implement the differentiated real estate credit policies, efforts to optimize the credit structure, and actively participate in the financial support of the ‘three rural’ development of service activities give full play to the financial support of the central role of local economic development, incremental loans hit a record high over the same period. Based on the analysis of credit during the first half of 2011, Hainan Province, on the basis of operating characteristics, in-depth credit analysis of the current operation of Hainan Province, there are typical problems, Finally, the corresponding countermeasures. First, the first half of 2011, Hainan Province, the main features of the credit operation 1 deposit growth rate dropped, competition tends to deposit normal .2011 in late June, Hainan Province, financial institutions and foreign currency deposits amounted to 452.137 billion yuan, up 15.63%, higher than the same period in 2010, down 26.99 points significantly , the lower value growth in recent years, beginning in 2011 increased compared with 30.42 billion yuan, up by 43.042 billion yuan less significant, incremental deposits in the first six months of record since 2009, the lowest since the same period in the current high inflation expectations and deposits in the context of negative interest rates, public financial management enthusiasm, which has a strong growth of bank deposits pressure through higher-yielding financial products compete for customers, maintain the stability of deposits and customers, frequent inter-bank deposits ‘move’ phenomenon highlights, the bank competition for deposits will become more normal, non-rational competition will l