explore means of commercial banks to guard against financial risks（探索商业银行防范金融风险的手段）.docVIP

Explore means of commercial banks to guard against financial risks Abstract: In the world of economic globalization, the integration of the economic context, China’s banks the same as the world’s financial institutions faced with new challenges, our banks are not only facing competitive pressure from all sides, and its own there is the accumulation of a large number of non-performing credit assets serious problem, this will be an underlying cause that triggered our banking and financial risk. This paper analyzes the status and causes of the financial risks for commercial banks to ensure that the financial strategy of benign operation countermeasures. Keywords: financial supervision to prevent financial risks of commercial banks A connotation and the status quo of the financial risk of the commercial banks in China The globalization of financial development trend in recent years in the context of this new economy, the international development of the globalization of the financial industry has become inevitable. Rise and development of emerging financial markets to break the old pattern, the international financial markets are gradually extended to many of the world’s countries and regions. international financial institutions in the world, a large number of the establishment of branches to form a global business network. trend both to promote international financial development, but also increased the scope of the financial risk, there greatly increase the likelihood of debt, and international financial organizations to face the huge international capital flows, more and is strong enough to guard against the international financial crisis means it is particularly vulnerable. activities of international financial speculation, further exacerbated by the turmoil in the international financial markets. Commercial banks under the conditions of market economy is bound to take some risks, especially in China’s socialist market economic system is still in p