current small and medium-sized city commercial bank consumer credit business development seminars（当前中小城市商业银行消费信贷业务发展研讨会）.docVIP

下载本文档

8
0
约1.43万字
约 13页
2017-09-06 发布于浙江
举报
版权申诉

current small and medium-sized city commercial bank consumer credit business development seminars（当前中小城市商业银行消费信贷业务发展研讨会）.doc

1、本文档共13页，可阅读全部内容。
2、原创力文档（book118）网站文档一经付费（服务费），不意味着购买了该文档的版权，仅供个人/单位学习、研究之用，不得用于商业用途，未经授权，严禁复制、发行、汇编、翻译或者网络传播等，侵权必究。
3、本站所有内容均由合作方或网友上传，本站不对文档的完整性、权威性及其观点立场正确性做任何保证或承诺！文档内容仅供研究参考，付费前请自行鉴别。如您付费，意味着您自己接受本站规则且自行承担风险，本站不退款、不进行额外附加服务；查看《如何避免下载的几个坑》。如果您已付费下载过本站文档，您可以点击这里二次下载。
4、如文档侵犯商业秘密、侵犯著作权、侵犯人身权等，请点击“版权申诉”（推荐），也可以打举报电话：400-050-0827(电话支持时间：9:00-18:30)。
5、该文档为VIP文档，如果想要下载，成为VIP会员后，下载免费。
6、成为VIP后，下载本文档将扣除1次下载权益。下载后，不支持退款、换文档。如有疑问请联系我们。
7、成为VIP后，您将拥有八大权益，权益包括：VIP文档下载权益、阅读免打扰、文档格式转换、高级专利检索、专属身份标志、高级客服、多端互通、版权登记。
8、VIP文档为合作方或网友上传，每下载1次，网站将根据用户上传文档的质量评分、类型等，对文档贡献者给予高额补贴、流量扶持。如果你也想贡献VIP文档。上传文档

current small and medium-sized city commercial bank consumer credit business development seminars（当前中小城市商业银行消费信贷业务发展研讨会）

Current small and medium-sized city commercial bank consumer credit business development seminars Abstract: relative to the corporate credit business, consumer credit has a wide customer base, the market potential is huge, the risk is small, and many other advantages, for which, in recent years, commercial banks have vigorously develop the consumer credit business with its own characteristics and has a certain scale, but statistics show that the size of each line of consumer credit has not more than 10% of the total credit scale, some small and medium-sized city commercial banks even less than 1%. consumer credit in developed countries usually accounts for 30% of total commercial bank credit above, China’s Hong Kong consumer credit accounts for about 40% -50% of the total credit, which can be seen consumer credit of commercial banks in China is still in the primary stage of development. Keywords: small and medium-sized cities, commercial banking, consumer credit, credit business Abstract: Compared to corporate business credit, consumer credit has a broad customer base, market potential, a lot of advantages, such as small risk, for which, in recent years commercial banks have to develop unique consumer credit business, and has a certain Scale . However, statistics show that the consumer line of credit has not yet exceeded the size of its credit 10% of the total scale, some small and medium-sized city commercial banks and even less than 1%. However, in developed countries, the scale of consumer credit in general commercial bank credit accounted for more than 30% of the total, China’s Hong Kong consumer credit accounts for about 40% of the total amount of credit -50%, which shows China’s commercial banks consumer credit is still in the initial stages of development. Keywords:: small and medium-sized cities; commercial banks; consumer credit; credit business A constrained objective obstacles to the rapid development of the consumer credit business of