on the development of commercial banking business of thinking about personal finance（在商业银行业务发展的思考个人理财）.docVIP

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on the development of commercial banking business of thinking about personal finance（在商业银行业务发展的思考个人理财）.doc

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on the development of commercial banking business of thinking about personal finance（在商业银行业务发展的思考个人理财）

On the development of commercial banking business of thinking about personal finance [Abstract] At present, China’s personal finance business is still in its infancy, there are many problems, the paper Analysis of China’s commercial banks, personal finance business development prospects and problems and made recommendations accordingly. [Keywords] commercial banks, personal finance, development, strategies Personal Financial Services is the personal assets of banking services through banking experts to maintain and increase value-added process. In recent years, with the economic and financial development, Personal Financial Services, Commercial Bank of China has become an important part of business development. First, China’s commercial banking business, personal finance prospects Personal Financial Services in China started late, until the 1990s began to appear. With economic development, driven by economic globalization, China’s commercial banks will have a personal financial business even broader prospects for development. (A wealth management business will mature as the market environment and development From 30 years since reform and opening up, China’s living standards have greatly improved in their daily living needs are met at the same time, people have more wealth accumulation, making it increasing demand for financial management. However, due to limited knowledge and experience, it alone is very difficult to successful personal financial management, so they need professional financial advice to help them achieve the financial plan, so commercial banks to develop personal financial services is necessary. (B investment will expand the market environment to improve the personal financial services market space In recent years, the Commission actively completed the split share reform, and promote innovation in the securities business while the Government’s strong real estate market to curb property speculation. In addition,