居民家庭金融资产选择实证研究_史代敏.pdfVIP

2005 10 　　 　　　　　　　　　　　　　　 No.10 　 2005 Statistical Research 43 ＊ 居民家庭金融资产选择的实证研究 史代敏　宋　艳 A STRACT Residents financial assets are main componentsof a nations savings.In the one hand, they are the source of capital for the expanding reproduction, and in the other hand, they are essential factors to decide residents living standard.The thesis gives theoretical analysis from micro point of view to the causes that help forming the residents financial assets, and the factors that affects the volume and structure of a familys financial portfolio;and then constructs the econometrical model of volume and components of a family s financial assets.In the case of Sichuan province, the thesis conducts empirical research, and reached some conclusions. 　　:;;;Tobit ; , 、 　　一、研究背景 、 , , 。 , , 。 , , :, , , , , ＊(:05 JT009) , 。 , , 19, 641～ 664. 。 , [ 5 ] Serven L.1998.Macroeconomic uncertainty and private (, 2004)。 investment in LDCs:An empirical investigation.Washington D C:World ank. [ 6] arro, Robert J., 1996.Determinants of economic growth:A [ 1] Elmendorf, Douglas W., and Mankiw, N.Gregory, 1998. cross-country empirical study, N ER Working Paper 5698.