银行监管现场检查技巧（Field inspection skills for banking supervision）.docVIP

银行监管现场检查技巧（Field inspection skills for banking supervision） Field inspection skills With the deepening of the reform of the financial system, more and more projects have been checked by the supervision departments, and the tasks are becoming more and more serious. However, for the on-site inspection of the time is tight, high requirements for quality and efficiency, how about financial on-site inspection skills, improve the efficiency of on-site inspection within a limited period of time, to ensure the quality of on-site inspection is the pursuit of financial regulatory objectives. The following years of on-site inspection work, the actual financial spot inspection skills to talk about some superficial understanding. Make full use of off-site supervision resources to enhance the pertinence of on-the-spot inspection. As we all know: the off-site supervision review, including the collection, collation and analysis of the banking financial institutions of various reports, statistical reports and other regulatory information, generate risk control indicators and risk monitoring, assessment and early warning, the formation of the off-site supervision report, put forward rectification measures or make on-site inspection decision. In my opinion, off-site supervision and information collection is the most important part of off-site supervision before on-site inspection. The normal off-site supervision analysis has no basic situation analysis, asset quality status analysis, loan investment analysis, internal control system status analysis and profit and loss analysis. Methods include ratio analysis, trend analysis, factor analysis, comparative analysis, structural analysis and case analysis. However, the off-site monitoring analysis conducted for target determination of site inspections must take the following points: 1, do a good job of data collection and collation. Not only to the off-site regulatory data collection is complete, and the complete collection of regulatory b