实习期自我鉴定（Self identification during internship）.docVIP

实习期自我鉴定（Self identification during internship） Abstract: in this paper, through a comparative analysis of domestic and foreign commercial banks personal financial business development situation, pointed out our country commercial bank personal financial business with foreign commercial banks in the same business gap, and this gap and puts forward some countermeasures and suggestions, in order to further promote the development of personal financial business of commercial banks in china. Key words: domestic and international commercial banks; personal financing; comparison; Countermeasures As Chinas financial opening, foreign banks at home and abroad to come in a throng, the bank personal financial services for the curtain has been opened, domestic banks will face increasingly severe test of the market, personal financial business has become the financial industry at home and abroad to chase the new profit growth point. Personal financial business of commercial banks in China started late, although the rapid development in recent years, but the operation of personal financial business of each commercial bank of our country, from foreign commercial banks in personal financial services is still a large gap, the gap is mainly manifested in the following aspects: First, the meaning of personal financial services business comparison In foreign countries, personal finance is called financial planning, refers to the financial planner by collecting customers income and expenditure, assets, liabilities and other data, listen to customer requirements, hopes, goals, lawyers, accountants, in the tax division under the assistance of experts, the development of customer savings plans, insurance investment strategies and taxes countermeasures, inheritance, business strategy and other programs, and help the implementation of. At present, Chinas definition of personal finance is limited to how to deal with your wealth.. As a service, which is based on personal (family) risk preferenc