企业借贷的法律风险及规避方法（Legal risks and avoidance methods of enterprise loans）.docVIP

企业借贷的法律风险及规避方法（Legal risks and avoidance methods of enterprise loans） Legal risks and avoidance methods of enterprise loans Enterprises, risks, laws, loans, avoidance (1) the act of borrowing between enterprises may be deemed invalid because of violation of the relevant laws and regulations. According to the peoples Bank of Chinese loan general sixty-first levels of administrative departments and enterprises, the supply and marketing cooperatives and other cooperative economic organization, rural cooperative fund and other funds, financial services such as deposits and loans may not operate. Enterprises may not violate the state regulations for loans or disguised loans financing business. And the approval of the Supreme Peoples Court on how to deal with the overdue loan of the enterprise loan contract to the borrower. The enterprise loan contract violates the relevant financial laws and regulations and is invalid contract...... Regulations, enterprises may not handle loans or disguised loans financing business, such contracts signed between enterprises as invalid contracts. Such as: agreed party regardless of profit and loss are fixed to recover the principal and interest associated behavior; agree to a direction of business investment, but regardless of whether the enterprise profits are fixed to recover the principal and interest investment behavior, in practice will be deemed invalid and lending behavior. (two) enterprises to obtain loans from financial institutions after the loan, may violate the law on the high lending prohibition stipulation is deemed void and bear the criminal responsibility. Enterprises obtain loans from financial institutions in order to meet their own financial needs. If the enterprise is to obtain loans, high lending profit, disrupting financial order, endanger the financial security of the state, contrary to the enterprise borrowing intention, not only lending itself is invalid and may have violated the criminal law, bear the criminal re