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小额信贷(Micro credit)
小额信贷(Micro credit)
Rural Bank of Bangladesh and Its Enlightenment to the establishment of modern rural financial system in China
Zhou Jianming 2009-05-08
Abstract: improving the rural financial services is the core issue of the establishment of modern rural financial system. In our country, improving the rural financial services and promotion of microfinance in rural Bangladesh Bank can learn from the experience, including: the establishment of a special service for the purpose of the three rural rural financial institutions, mortgage lending practices can not change, try to set up a loan center and loan team to ensure a high level of repayment rate etc..
Key words: rural finance, experience in Bangladesh, micro credit, agriculture, rural areas and farmers
First, improving rural financial services is the core issue of establishing a modern rural financial system in China
The issue of agriculture, rural areas and farmers has always been a fundamental issue in relation to the overall situation of the party and the state. Rural finance is the core of the modern rural economy, and the development of rural finance and the establishment of a modern rural financial system are of great significance to change the three rural outlook. The party on the third Plenary Session of the 17th CPC Central Committee through the CPC Central Committee on rural reform, development of several major issues in the decision pointed out that the new rural financial institutions to regulate the development of various forms and to serve the rural area of small and medium-sized banks, microfinance development, encourage the development of suitable rural characteristics and needs of the various micro financial services. Visible, the central hope through the establishment of rural financial institutions, improve rural financial services to change the three rural outlook.
In the process of establishing modern rural financial system, the author believes that we must focus on two problems:
First, the
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