外国专家医疗保险方案.docVIP

外国专家医疗保险方案 Insurance Benefit Proposal For Foreign Experts 2007年2月07日 Feb 7th, 2007  目录Content 前言 第一部分 中英人寿介绍AVIVA-COFCO Life Insurance 4 公司介绍Introduction to AVIVA-COFCO 4 股东介绍Introduction to Shareholders 4 英杰华集团AVIVA 5 中粮集团COFCO 5 第二部分 保障方案建议Insurance Benefit proposal 6 第三部分 服务说明 8 前言 2006年5月11号，国家外国专家局下发了“关于完善在华工作外国专家医疗保障制度的意见”要求：“凡来华工作的外国专家（包含随行家属），应当拥有医疗保险，作为在华工作期间的基本医疗保障”。 作为福建省首家外资保险公司的中英人寿福建分公司，在文件下发后积极与福建外国专家管理局联系，认真投入到为在闽工作外国专家提供医疗保障保险的工作中。在全面了解了在闽外国专家的工作情况后，中英人寿福建分公司按照“意见”要求设计了包含重大疾病、住院医疗费用等在内的综合性人身保险计划。计划兼顾了保障内容符合意见要求，保险金额符合专家需要等因素，同时根据外国专家医疗保险项目的实际情况，重点对医疗保障计划的服务进行了细致、深入的计划。首先中英人寿福建分公司为外国专家提供了具有医学背景，外语口语优秀的服务人员，专职为专家提供全面的保险服务。确实为在闽外国专家提供全面、专业、贴心的服务，保证“在闽外国专家医疗保险项目”运作顺畅，中英人寿福建分公司根据“在闽外国专家医疗保险项目”的特点，综合考虑了专业性、语言因素、医疗（诊疗）条件、理赔服务等综合因素，制定了本保险方案及服务条款。计划同时为专家提供健康咨询、定点医疗机构、”就诊绿色通道”的综合服务体系，确保在闽工作外国专家能真正得到“中英在闽工作外国专家医疗保障计划”的优质服务。 Preface State Administration of Foreign Experts Affairs issued “The Document of Improving Insurance Benefit of Foreign Experts in P, R, China” on May 11st, 2006. It requires that all foreign experts who are working in China (including their family members) should get medical insurance benefit as the basic insurance benefit during their working period in China. As the first foreign insurance company in Fujian Province, Aviva-Cofco has been taking an active action by getting ready to provide foreign experts working in Fujian with medical insurance since the Document has been issued. On the basis of thoroughly research, Aviva-Cofco has developed integrated medical insurance plan including dreadful diseases insurance, hospitalization medical insurance and so on. The plan takes both the requirement of the Document and the demands of foreign experts in Fujian into consideration. It puts much emphasis on the customer service of the insurance as well. First of all, Aviva-Cofco has professional service people with solid background on Medicine and English who could provide foreign experts with excellent service. Secondly, in order to ensure the