论中国国民经济—金融发展失衡问题论中国国民经济—金融发展失衡问题.docVIP

《形势与政策》课程论文 中国金融发展与收入分配差距 作者：侯皓 专业班级：森林资源保护与游憩(景区管理方向)201201 学号学院：旅游学院 2013 年 11 月 10 日  中国金融发展与收入分配差距 作者：侯皓 专业：森林资源保护与游憩(景区管理方向) 班级：201201 学号学院：旅游学院 2013 年 11 月  摘 要 作为现代经济的核心变量，金融发展的收入分配效应是宏观经济领域的一个新兴议题。金融是现代经济的核心与命脉，是经济全球化的重要标志。在国际化全球化背景下，一国的金融发展能否行驶在平衡的轨道越来越影响着本国的经济稳定和社会发展。随着中国金融市场的全面开放，如何使金融发展走向独立、健康、高速运行的快车道，不仅仅是一个经济命题，更是一个影响深远的社会命题乃至政治命题。本文将当前中国金融发展失衡问题界定为金融资源的流向和配置不平衡，即在金融市场中，高度垄断的金融资源更多时候流向了政府部门，而由企业和民众承担损失风险；在企业间的金融资源竞争中，更多金融资源流向国有企业，而中小民营企业受到排挤。本文将简述部分金融发展失衡的基本理论、现状、成因、对策。 关键词：金融发展；收入不平衡；资本流通 Abstract Summary as the core of modern economic variables, the income distribution effects of financial development is an emerging issue of macroeconomics. Finance is the core of modern economic lifeline, is an important symbol of economic globalization. In the international context of globalization, whether on a balance of a countrys financial development orbit more and more impact on the countrys economic and social development. With the opening of Chinas financial market, how can we make progress towards independence, health, high-speed operation of the Speedway, is not merely an economic proposition, is a far-reaching social propositions and even political propositions. This article will present Chinas financial development imbalances defined as uneven flow and allocation of financial resources, that is, in the financial markets, highly monopolistic financial resources more often to the Government sector, and bore the risk of loss by businesses and people; financial resource competition between enterprises, more financial resources to state-owned enterprises, and small and medium sized private enterprises are marginalized. This article will outline some of the basic theories of financial development imbalances, current situation, causes, and countermeasures. Key words: Financial Development, Income Inequality, Capital Flow 目录 1.金融发展概述 1 2.金融发展基本理论 1 2.1金融发展与金融失衡 1 2.1.1金融发展的涵义 1 2.1.2金融失衡的相对涵义 2 2.2金融失衡的部分量化标准 2 2.2.1利率 2 2.3直接融资 2 3.金融发展现