insure+保险常见词汇表达短语和句子及概念.doc

Insurance?保险Brief Introduction在国际贸易中，货物从卖方到达买方，通常要经过长途的运输、装卸和存储等过程。在此过程中，货物常常会遇到许多风险。为了保障货物遭受损失时能得到一定的补偿，买方或卖方应在货物装船后向保险公司投保货物运输险。对外贸易的运输保险是指：被保险人（出口人或进口人）对一批或若干批货物向保险人按一定金额投保一定的险别，并交纳保险费；保险人承保后，如果所保货物在运输过程中发生约定范围内的损失，应按照所出具的保险单的规定给予被保险人经济上的补偿。投保时，通常选择平安险（F.P.A.）,水渍险（W.A.或W.P.A. ）或一切险（A.R.）三种基本险别中的一种，然后，加保其他必要的特殊附加险别。 保险单 保险单简称为保单，是保险人与被保险人订立保险合同的正式书面证明。保险单必须完整地记载保险合同双方当事人的权利义务及责任。保险单记载的内容是合同双方履行的依据，保险单是保险合同成立的证明。 ? cover note??????? 承保单，保险证明floating policy (or open policy)?????? 流动保险单?import cargo open cover????????? 进口预约保险合同knock-for-knock agreement?????? 互撞免赔协议leading underwriters agreement for marine cargo? business?? 主要保险人海上货运协议marine cargo insurance policy??????? 海上货物保险单marine insurance policy??????????? 海运保险单?open cover cargo insurance???????? 货物预约保险单，预约货物保险单pen policy?????????????? 预约保险单specific policy???????? 单独保险单?time policy??????????? 期限保险单?valued policy??????? 定值保险单voyage policy?????????? 航程保险单ALOP??? Advance Loss Profits预期利润损失险，利损险ART????? Alternative Risk Transfer新型风险转移BI???????? Business Interruption Insurance 营业中断险CAR???? construction all risks建筑工程一切险（建工险）CIC????? China Insurance Clause中国保险条款CL?????? Consequential Loss 后果损失CXL????? catastrophe? excess of loss巨灾超赔分保EAR???? Erection All Risks 安装工程一切险（安工险）EEI?????? Electronic Equipment Insurance电子设备险F.A.A.?? free of all average一切海损不赔险\全损赔偿f.g.a./faafree of general average共同海损不赔险F.O.D.? free of damage损坏不赔F.P.A./FPAinsurance free of (from) particular average平安险（单独海损不赔）F.R.E.C.? Fire Risk Extension Clause For Storage of Cargo at Destination HongKong, Including Kowloon ,or Macao出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款F.W.R.D.rain fresh water damage Risk淡水雨淋险FCSR CCfree of capture, seizure, riots and civil commotions掳获,捕捉,暴动和内乱不赔险FPAfree from particular average 平安险G.A./GA? general average共同海损(保)G.A.A.??? general average agreement (bond)共同海损协议(合同)G.A.C.?? general average contribution共同海损分摊额(保)GNPI???? Gross Net Premium Income总净保费收入I.P.A.???? including particular average包括单独海损(保)IB