中小企业供应链融资模式研究——以a企业为例-atlantispress.pdfVIP

Advances in Social Science, Education and Humanities Research, volume 121 3rd International Conference on Humanities and Social Science Research (ICHSSR 2017) Analysis of Supply Chain Financing Mode : A Case Study Hua Tang 1,a, Yijun Meng1,b 1 School of management, Beijing Normal University, Zhuhai, Guangdong, China a446136353@, b 178070763@ Key words: small and medium sized enterprises; financing difficulties; supply chain finance Abstract. For the consideration of the loan risk, most of the commercial banks will not directly lend to SMES. A supply chain on the 80% of the enterprises are small and medium-sized enterprises, small and medium-sized enterprises can find the stakeholders in the downstream, the special supply chain financing mechanism and jointly create a bear the risk, using this mode of financing can effectively solve the financing problems. This paper focuses on the analysis of supply chain financing of enterprise Y applicability and implementation of supply chain financing mode, through the comparison of the enterprise supply chain financing and profitability, confirmed the mode of supply chain financing is an effective way to alleviate the financing problems of Y company. 中小企业供应链融资模式研究——以A企业为例 1, a 1,b 唐华 , 孟怡君 1北京师范大学珠海分校管理学院，珠海，广东，中国 a446136353@, b 178070763@ 关键词：中小企业；融资难；供应链融资 中文摘要.出于对贷款风险的考虑，商业银行大多不会直接给予中小企业贷款。而一条供应链 上80%的企业都是中小企业，中小企业可在上下游中寻找利益相干者，并与它们共同创建一 种承当风险的特殊机制——供应链融资，运用这种融资方式可以有效解决融资难题。本文重 点分析了供应链融资对Y 企业的适用性与其供应链融资实施模式，通过比较该企业实施供应 链融资前后的获利能力，证实了供应链融资模式是缓解Y企业融资问题的有效途径。 1．引言 根据有关数据显示，我国中小企业占注册企业总量的99% ，GDP贡献率达到60% ，为城 镇居民提供了75% 以上的就业岗位，已经成为国民经济发展的主力军。对于中小型的企业来 说，可在上下游中寻找利益相干者，与这些企业进行进一步的合作，从而运用供应链融资模 式解决融资问题。通过这