xy商业银行同业代理业务风险管理分析word论文.docxVIP

AbstractAsforeignbankofconstantlyinflux,andChinafinancialreformofconstantly developmentadvance,ChinajoinedWTOHouofcustomerneedsofconstantlychanges, interestratemarketing,mixedindustryofcommercialmodeinnovationlayerbecame increasinglyobviously,aroundeverywhereareisCityfirm,peerZhijiangraduallyfrom competitiontowardscooperationcompetitionofexclusivefinancialcompetition,financial serviceindustryZhijianofcooperation,constantlywasgivesnewofcontent,became commercialbanksexpandedofmaindriveforceofinnovationtypefinancialserviceand financialsectorrestructuringofimportantarea.Cooperationbetweencommercialbanks, hasevolvedintoinnovativenewhighlights.Andbusinessinnovationandtechnological developmentabilityofXYBanktoexpanditsuniqueagencybusiness,andactively cooperatewiththepromotionofcooperation.XYcommercialbanksofpeersagent businessbecamehasthecommercialbanksoffocusprofitbusiness,middlebusiness incomehasbecamehasimportantofprofitpointsitsreachedhasBankbetweenresources sharedpurpose,andalsoforthehomeBankplayedcomplementeachotherprovideshas platform,tothisreachedhasBankandBankZhijianofwin-winofsituation,andmoreis forBanktowardstomoreofinstitutionscustomer,andaccompaniedwithhugeprofitis potentialofpeersagentrisk.Thatswhywehavetostudyimportantcausesofbusiness risks.ThisarticleisbasedonXYBankagencybusinessasaresearchobject,respectively theagentsoftypes,characteristics,rulesaswellasthecausesofriskandthetypesofrisk. Onthisbasis,fromcommercialbanksinordertoreducebusinessrisks,preventanddeal effectivelywithriskssuggestedbythetheoryofobjectiveandcomprehensiverisk managementpreferencetheoryofcooperativebanksandcooperativebasis,scientificrisk warningindicatordevelopment,strengthenedinthedevelopmentofcontingencyplans, amongother measures.Fromthisstudyitcanbeconcludedthat,inthecontextofmodernfinance,onthe basisofmarket-orientedinterestrate,banksforagentmanagementcounterpartsshould adoptacomprehensiveriskmanagementsystem.Managementcanbedividedintothreesteps,beforetheimplementationoftheoverallr