论国际贸易中信用证的信用证的欺诈方式和防范措施.docxVIP

目录中文摘要（关键词）1英文摘要（关键词）1前言2一、信用证欺诈的特点与危害3（一）信用证欺诈的类型31.受益人单独欺诈32.受益人与第三人串通实施的欺诈33.受益人与申请人串通实施的欺诈3（二）信用证欺诈的危害41.影响信用证的使用42.损害商业银行信誉4二、信用证欺诈产生的原因分析4（一）法律监管能力不足4（二）业务操作水平较低41.业务审核不够科学42.信用单据不够明确53.员工综合素质限制5（三）风险管控意识较差5三、信用证欺诈的防范措施6（一）建立健全法律法规61.完善法规制定工作62.选择有利仲裁机构6（二）完善业务操作流程61.加强审证管理工作62.认真缮制信用单据73.提高工作人员水平7（三）完善风险管理体系71.利用出口信用保险72.重视银企合作模式8结论9参考文献10致谢11论国际贸易中信用证的欺诈方式和防范措施摘要：对信用证欺诈风险的防范，不仅进出口贸易商需要关注，全世界的银行对此更应该重视，从内部和外部双管齐下。虽然银行对信用证欺诈仍在进行学习，探索和完善的过程，但预防信用证欺诈，辨别信用证欺诈，采取有效措施，保护自己的安全和可靠性是十分关键的。其一，随着国际贸易的多元化，欺诈手段将不断更新，司空见惯;其二，信用证的特殊性和复杂性，也将使得银行很难确定信用证欺诈。因此，如何预防信用证欺诈，识别信用证欺诈以及保护银行的财产和声誉安全的研究非常有必然性和现实意义。本文结合国际贸易中信用证欺诈的成因，从法律法规、业务操作、风险管控意识三个方面，提出国际贸易中信用证的欺诈的防范对策，希望通过本文研究，能够降低国际贸易中信用证的欺诈风险，使我国出口贸易得到有效发展。关键词：出口贸易；信用证；信用欺诈；风险管理Abstract: the prevention of fraud risk of credit card, not only need to pay attention to the import and export traders, the world bank should pay more attention to this, both from internal and external. Although the bank letter of credit fraud is still under study, explore and improve the process, but to prevent credit fraud, identify the fraud of letter of credit, to take effective measures to protect the safety and reliability of their own is very important. One, with the diversification of international trade, fraud will continue to update, commonplace; second, the particularity and complexity of the letter of credit, it will make it difficult to determine the bank credit fraud. Therefore, it is very necessary and practical significance to study how to prevent credit fraud, identify the letter of credit fraud and protect the property and reputation of the bank. Based on causes of credit fraud in international trade, from the three aspects of laws and regulations, business operation, risk control awareness, puts forward the Preventive Countermeasures of credit in international trade fraud, hope that through this study, can reduce the credit risk of fraud in international trade, Chinas export trade development effectively.Key words: export trade; credit; c