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[英语学习]unit5moneyandbanking
Money and Banking Write down whatever you want to say and ask Group Work: Let’s have a fantasy What are your dreams? What do you want to do and what will be your plan if you are a billionaire now? How are you going to fulfill your dreams with the money? Warm-up activities Can you answer the following questions? 1)What is money? Money is anything that is used regularly in economic transactions or exchanges. 2) Throughout history, many different items have played the role of money. What items can you recall that were or have been used as money? Seashell, salt, barley, beads, gold and silver coins, paper notes, plastic cards… Work in small groups, briefly discuss the functions of banks. What kind of services can they? Banks as financial intermediaries A typical commercial bank accepts funds from savers in the form of deposits, and uses the money to make loans to the business. But what’s the purpose of doing this? The video we are going to watch might provide an answer to your question. After watching the video, can you answer the following questions? According to the video, how do banks create money they loan? Banks create the money they loan from the borrowers’ promises to repay the amount of the loan plus interest. 2) What’s the advantages of paper money over coins? It is far more convenient than heavy coins, and the amount can be simply written rather than laboriously counted one by one in each transaction. 3) What is a run on the bank? The depositors demanded to remove their gold in the bank. The banker didn’t have enough gold and silver to redeem the paper he put into their hands. 4) What’s the function of central banks in the event of a run? Central banks will support local banks with the emergency infusion of gold. B: Discussion Earning more money, spending less, deposit with the banks are deep-rooted Chinese traditions, do you think it’s a good idea to deposit all your money with the bank? C: Match the words in Column
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