英标准版论文9.docVIP

银行转账电话联机交易系统的设计与实现 高福祥 东北大学信息科学与工程学院，沈阳，辽宁，中国 Aiming at the problems produced in the development of telecommunication business, financial terminal business and card business and combining with the current market demand of banking terminal, This system implements the function of account inquiries and transfers using telephone by bank card users. It consists of two subsystems of the on-line trading system:Access Front-End Subsystem and Transaction Front-end Subsystem.Mainly includes using voice card for the control of phone terminal,using XML technology to produce menus, According to ISO 8583 packet protocol for the analysis of service message, According to the Socket network programming technology and multi-thread technology to control the interfaces and to manage the logs. Key words: Transferring Telephone; On-line Transaction; ISO 8583; Multi-thread Technology1　引言 t the same time, the rapid development of mobile general-purpose telephone makes the domestic fixed telephone network with extremely low use efficiency, although they are huge; Because of trade barriers, superimposed on the business of other industries are few in telecommunications network; The fixed-line telephone operators will gradually shift to the network service provider.由于移动通用型电话的快速发展，使得国内固定电话网络虽然庞大，但是使用效率极低；由于行业壁垒，在电信网络上叠加的其它行业业务非常少；固网电话运营商将逐步向网络服务商转变[2]。 为了缓解银行柜台压力，提高电信设备的使用率，同时方便用户通过电话终端实施金融业务，本文设计实现了银行转账电话联机交易系统。通过本系统的开发使用，我们可以高效利用通信运营商的现有网络资源；在固话网络上叠加各种行业业务，寻求新的利润增长点；解决金融终端种类短缺的矛盾，提供安全、便捷的各种金融业务应用。 2　系统结构 functional requirement in the transferring telephone system, The whole system consists of transferring telephone terminal, on-line transaction system, PSAM card issuing system, public (terminal) management system, key management system.通过对转账电话系统进行认真的功能性需求分析，整个系统由转账电话终端、联机交易系统、PSAM卡发放系统、公共（终端）管理系统、密钥管理系统组成。Overall structure of the system shown in Figure 1. 图1 系统总体结构图 On-line transaction system is responsible for controlling the deal flow of the whole system, which with real-time, safety, rel