商务知识导读课件u7bFinance.ppt

商务知识导读 Unit 7 Finance Learning goals Describe the meanings of finance. Introduce some important terms related to finance. Understand the implications of finance through reading a case story. Structure Lead-in Professional reading Case story Further reading 1. Lead in words explanation securities insurance bond stock futures capital market exchange rate Fund risk management portfolio investment interest rate personal finance 2. Professional reading Importance of Finance Finance is a very wide term and it can be said to be the study of the science of managing funds. Usually finance includes the areas of public finance, personal finance and business finance. It includes things related to lending, spending and saving money. An important aspect of finance is that individuals and corporations deposit money in a financial institution, especially banks, which in turn lend out money and charge an interest for their services. Here we take a look at the importance of finance and its management, whether it’s for an individual or a corporation. Importance of Corporate Finance Corporate finance deals with financial decisions which an organization makes, whether they are investments, analysis of credit, selling of assets or products or acquiring assets. Maximizing corporate value and at the same time manage risks associated with investing in a particular product or project is the main aim of corporate finance. Moreover, corporate finance also studies the short-term and long-term implications of a decision and looks into matters related with dividends to shareholders debt or equity. Matters related to taxes which a corporation has to pay are also taken into consideration when dealing with corporate finance. Importance of Finance in Business Finance for a business can’t be undervalued and can be said that it’s the lifeline of a business and is required for its well-being. It can be said to be a lubricant which keeps the business running. Whethe