c银行黑龙江省分行信用卡业务风险防控策略分析word格式论文.docxVIP

AbstractIn recent years, the credit card has gradually become one of the most major financial payment tools. When credit card business brings benefits , it also faces the risk at the same time. The benefits and risks of credit card business are a born pair of conflicts which is hard to avoid . After the U.S. subprime mortgage crisis from the year 2008, credit card debt of the world rises rapidly. The risk of credit card business in our country is increasingly prominent. Therefore, strengthening the research of risk prevention and control strategy of the credit card business has important practical significance for the development of credit card business in China. Discussing how to carry on the risk prevention and control of credit card business, and enlighting on risk prevention and control of our countrys credit card business is the goal of this article.This article is divided into four parts. First of all, it introduces the research background of the thesis, research status at home and abroad, content, meaning and the concept of the rearch, and characteristics and classification of credit card business risk. Secondly, it introduces business development and risk present situation of credit card of the C bank heilongjiang branch.It also compares and analysis the credit card business of heilongjiang branch. Then,it finds the existing problems of credit card business risk of heilongjiang branch, and makes a deep study of the causes of credit card business risk. Finally, in this paper, risk prevention and control strategy of credit card business of heilongjiang branch are analyzed. In this paper, from the perspective of theory with practice, using qualitative and quantitative analysis method to analyze risk and prevention and control research of credit card business of C bank heilongjiang branch.Through the above analysis, this paper argues risk prevention and control of credit card business can be studied from three aspects: strengthen the beforehand prevention a