The research of Minor Enterprises Innovation Supported by Fin―tech in ZheJiang Province.docVIP

The research of Minor Enterprises Innovation Supported by Fin―tech in Zhe Jiang Province 　　【Abstract】As a portmanteau of financial technology that Fin-tech describe emerging financial services sector in the 21st century. Hence， respect to the “Twelfth Five-Year Plan” put forward the strategic goal of accelerating the development of new financial services institutions that serve scientific and technological innovation.Zhe Jiang province is one of the provinces with a large proportion of small and medium-sized enterprises in China， after the financial crisis of 2008 caused the impact on the economy of Zhe Jiang province. In this paper that has used some examples from Zhe Jiang minor enterprises， such as small and medium-sized enterprise innovation present situation investigation and study on the current situation and its ability to innovate 中国论文网 /1/viewhtm　　【Key words】financial technology， minor enterprises， innovation， government strategies 　　1.Typical measures of Financial Technology （in Zhe Jiang province） 　　First，set up a guiding fund to form a mechanism for guiding and amplifying financial funds. 　　Second， establish risk compensation subsidy and improve the financing risk sharing mechanism. 　　Third， establish a credit monopoly institution and the defendant is differentiated and supervised. rises in commercial Banks， which solves many problems in the financing process. 　　Fourth， improve policy-based guarantee and reduce the corporate financing threshold The financing guarantee is an effective way to increase the credit of small and technological micro-enterprises， which has led financial institutions to increase financing support for small and small enterprises. 　　2.Recently Problems on Fin-Tech Measures 　　Lack of a complete policy system to support the development of small and medium-sized enterprises. The difficult and guaranteed problem countries have introduced some relevant policies but have not yet formed enterprises has led to the flow of most s