《巴塞尔资本协议Ⅲ》下的银行风险监管对策研究公共管理专业论文.docxVIP

PAGE PAGE vi Abstract Due to the supreme debt crisis in 2007, a financial crisis broke out with huge and persistent effects to world-wide economy. For the reasons of this financial crisis, the benevolent see benevolence and the wise see wisdom. However, we can learn from the history by tracing the reasons, and to take every precaution at beginning. As financial intermediation continues to market and Central Bank uses interest rate control means, the changing frequency and amplitude of interest rates will further accelerate and expand, which will further increase the interest rate risk of Bank. Increasing diversification of the types and means of crime causes economic loss and impact of constantly expanding. Especially financial fraud and theft cases due to internal reasons, lead to bigger risk of bank capital loss. Strengthening the study about risk supervision of commercial banks has theoretical value and practical significance in implementing the scientific development view, controlling and optimizing the environment for economic development, advancing the framework of financial reform and the establishing the public finance system, promoting better financial management according to the law and strengthening financial functions. In order to enhance the financial regulation and provision of commercial banks, improving the ability of commercial banks to against risk and creating a much more stable financial system, the Basel Committee on Banking Supervision pass the reform of international commercial bank capital regulation, namely the new Basel agreement Ⅲ. When the tendency of world economy is still not clear, the debate on the influence of the new Basel Agreement Ⅲ to commercial banks and the recovery of world economy is continuing. Based on the promulgation of the Basel Capital Agreement Ⅲ and the background of world economy being in recovery, the article analyzes influence on world main economic entities of the new rules, and probes into almost kin