第六章国际结算方式三.pptxVIP

一、保函的概念1.银行保函的定义和性质Bank letter of guarantee, L/G从属性保函 accessory L/G， conditional L/G独立性保函independent L/G, unconditional L/G 2.银行保函的种类 借款保函 付款类保函 进口付款保函 银行保函 租赁保函 信用类保函 投标、履约、 预付款、补偿贸易二、保函的当事人申请人applicant/principal受益人beneficiary担保行guarantor通知行advising bank/transmitting bank转开行reissuing bank保兑行confirming bank反担保人counter-guarantor三、保函与跟单信用证的比较关于银行信用关于交易合同关于付款责任关于支付依据关于单据处理四、保函的基本内容1、保函当事人（受益人、申请人、担保行、通知行或转开行）的完整名称和详细地。2、保函的性质。3、交易合同的内容。4、保函的编号和开立日期。5、保函金额和所使用的货币。6、保函的有效期和终止到期日7、保函的当事人的责任和义务五、保函的主要条款1.担保责任 （1）区分担保人承担第一性责任或第二性责任的根据。 （2）默示推定的原理2.索偿的条件：提交“索偿有理”的声明书3.见索即付条款：“无条件的”“不可撤销的”The beneficiary shall be the sole and final judge for deciding whether or not the applicant has duly performed his obligations of the contract, and we hereby undertake to pay you immediately upon receipt of your written claim notwithstanding any protestation, defense, or objection from the applicant and without it being necessary for you to produce or adduce any proofs or any judicial or administrative proceedings whatsoever on support of your claim…We undertake to accept intimation from you as conclusive and sufficient evidence of the existing of a default or non-compliance as aforesaid on the part of the applicant and to make payment accordingly without being necessary for you to prove the correctness of your claim.We hereby renounce any claim, defense or other objection, whether in court or otherwise, which we may have against you with respect of this guarantee of any money we may pay thereunder.4.担保的期限This bond shall come into force from the issuing date.This guarantee shall become effective from the date when the sellers receive the advance payment.This performance bond shall remain valid upon…This performance bond shall expire upon our receipt from the seller of copies of B/L and the relevant invoices which show that all the goods under the contract have been shipped on board….This letter of guarantee shall remain valid until the seller have completel