中国农村金融监管制度的现状及存在的问题.docVIP

农村金融作为农村经济领域的核心，近年来不断受到关注。随着农村金融市 场准入门槛的降低，对于农村金融监管制度的完善与创新的呼声越来越高，引发 学术界的广泛讨论。然Ku,我W农村金融领域的改革创新，显然是落后于全W的 金融创新过程，其中非正规金融机构的监管问题更是值得深入研究。本文闹述了 农村金融监管的必要性与特殊性以及其变迁历史，分析农村金融监管现状与存在 问题，提出个人的解决思路和相关措施。全文分为六个部分，第一部分是农村金 融监管理论的综述，介绍了农村金融监管的基本理论；第二部分简述我阔农村金 融监管的制度的变迁；第三部分分析农村金融监管的现状和存在的问题；第四部 分以江苏省东台帘为例，列举农村金融监管制度创新对农村金融服务与农业发展 的作用；第六部分在之前的基础上提出自己关于农付金融监管制度创新的~些构 想；第六部分是本文的 。 农村金融；金融监管；监管制度创新 农村金融；金融监管；监管制度创新 abstract As the core of the rural economy sector，rural finance attract attention in recent years。With the decrease of rural financial market access threshold,the improvement and innovation of the rural financial supervision system calls for more and more high,cause widely discuss in academia.ButJn the field of the process of China’s financial reform and innovation，lag is obvious in the field of rural finance,the supervision of the rural informal financial institutions,especially,has a lot of problems worthing studying.This paper expatiates the necessity of rural financial supervision and it’s particularity and historical change,analyze rural financial supervision status and existing problems,and put forward personal ideas and relevant measures.Full text can be divided into six parts,the first part is the review of the theory of rural financial regulationjntroduces the basic theory of rural financial supervision;the second part describes the changes of the rural financial supervision system in China;the third part analysis the present situation and the existing problems of the rural financial supervision; The fourth part put forward some ideas about innovative rural financial supervision system,on the basis of prior;The fifth part use the DongTai，of JiangSui province as an example,list the effect of rural financial supervision system innovation on rural financial services and the agricultural development;The sixth part is the references in this paper. Key words: rural finance;financial regulation;The regulatory system innovation 自改革开放以來，农村经济体制变化巨大，发展突飞猛进。农村金融作为现 代农业