出口信用保险对我国出口贸易的影响研究-国际贸易专业论文.docxVIP

摘要 出口信用保险是国际贸易与国际金融相互交叉的一个重要经济领域。作为 一种支持本国对外贸易发展的重要手段，出口信用保险一直被世界各国政府所 重视。世界上许多国家都建立了较为完善的出口信用保险制度。我国的出口信 用保险起步较晚，并且从 2001 年开始才进入专门化的阶段，因此在政府监管， 经营体制和出口企业的投保意识等方面都与国外发达国家存在一定的差距。随 着经济全球化的深入，我国国民经济和对外贸易环境都有了较大变化，比如出 口退税和关税体制改革、外汇储备水平不断提高、人民币汇率长期升值等。故 如何在新的贸易环境中利用出口信用保险这一有效的政策工具促进我国的对外 贸易发展，成为摆在我们面前的重大课题。 本文第一部分为绪论，在第二部分对出口信用保险进行了概述，然后依次 介绍了出口信用保险的特点、经营原则以及各国成功的经营模式，随后将出口 信用保险与一般商业保险、出口保理进行了比较研究。第三部分阐述了出口信 用保险在我国的发展历程和现状。第四部分与第五部分分别是出口信用保险在 宏微观两个层面对我国出口贸易的影响，并在其中将出口信用保险额与我国出 口贸易总额之间做了实证分析。第六部分与第七部分分别是存在于我国出口贸 易保险中的问题以及解决这些问题的政策和建议。第八部分为结论。 【关键词】出口信用保险 出口贸易 实证分析 比较研究 建议 ABSTRACT Export credit insurance is an international trade and international finance as an important cross-cutting economy. As a support for their important means of foreign trade development, export credit insurance has always been valued by governments. Many countries have established a relatively perfect system of export credit insurance. Chinas export credit insurance started late, and since 2001, before entering the stage of specialization, and therefore government regulation, management of the insurance system and awareness of export enterprises and foreign countries so there are some gaps. With the deepening of economic globalization, Chinas national economy and foreign trade were major changes in the environment, such as export tax rebates and customs reform, foreign exchange reserves continued to improve, long-term appreciation of the RMB exchange rate. Therefore, how in the new trading environment the effective use of export credit insurance policy tools to guide Chinas foreign trade development, in front of us to become a major issue. The first part is the introduction, in the second part of export credit insurance are outlined, followed by introduction of the export credit insurance features, operating principles and national successful business model, then export credit insurance and export factoring, general commercial insurance were compared. The third part of the