基于公司治理的商业银行风险控制研究-金融学专业论文.docxVIP

万方数据 万方数据 ABSTRACT In the 1990s, the world banking crisis frequently burst out. In recent years, the bank risk caused serious consequences for the economy and society. In 2007 The global financial crisis is triggered by America sub loan which caused the global economic recession. The banking system risk not only threatens the stability of the financial system, but also affect the economic development and social stability. After the crisis, the theory circle and practice circle began to research on the root of the financial crisis, focusing on the study of bank corporate governance problem.International financial institutions carry out a series of case studies,come to conclusion:weak governance structure of commercial bank is the root that cause bank risk.From a domestic perspective, in 1990s, China has promulgated a series of commercial bank financial legal and regulatory measures, provides a good external governance environment for commercial banks.But compared with the world advanced banks, there are many problems in the ownership structure, board governance, incentive mechanism, external supervision and bank mergers and acquisitions,which have serious impact on the level of risk of commercial bank.Therefore, from corporate governance’s perspective,to research our commercial bank’s risk control has practical significance. This paper summarizes the results on the basis of existing research, drawing on Western corporate governance theory and analysis tools,in the context of of Chinas commercial banksreform,using a variety of theoretical and empirical research methods,around the theme of the relationship between corporate governance and risk control of commercial banks, bank governance risks as the logical starting point for research and research-based commercial bank risk control.Multiple linear regression model was analyzed by measurement tools, to give the corresponding conclusions and made several recommendations to improve Chinas commercial bank’s capabilit