金融危 机下亚太地区中小企业融资- SLIDE 1教程教案.pptVIP

Session 1: SMEs Financing in the Asia-Pacific Region amid the Financial Crisis: Status, Challenges and Trends 第一节：金融危机下亚太地区中小企业融资： 现状、挑战和趋势 Dr Chris Hall CEO, Comnami, PECC SME Network LeaderChris.Hall@;1. Background Framework Profile of SMEs 中小企业背景介绍 ;What is an SME? 中小企业的定义 ;How many SMEs are there in APEC? APEC的中小企业数量 ;There are big differences across economies in propensity to start an SME 在创办中小企业的倾向性上各经济体情况迥异 ;necessity driven start ups will become more important in the next years 未来几年由需求驱动的初创企业会越来越重要 ;For every 1 million people, there are about 50,000 SMEs. 每100万人口之中，就有5万个中小企业。 GEM suggests about 5% (50,000) people try to start a new business each year, 每年约有5%的人（5万）尝试创办新企业， and of that 50,000, about 45,000 will not succeed... 其中，约4.5万人不会成功… ..but 5,000 will succeed. 但是5000人会成功 If the successful start up rate is 10% of the firm population (50,000 firms for 1 million people, or 1 SME for every 20 people), then 5,000 will start each year, of which about 1,000 (20 to 25%) are growth oriented and will need equity funds. 如果初创企业的成功率是10%，那么每年将有5000个企业成功诞生，其中1000个是成长型的，将需要权益资本的支持。 If about 10% (5,000) exit each year, then the SME population is steady and it renews itself about every 10 years. 如果每年约有10%的企业退出，中小企业的数量则会趋于稳定，并且每隔10年更新一次。;What do these SMEs contribute? 中小企业的贡献;How does the Entrepreneurial Engine work? 创业引擎的工作原理;How does the Entrepreneurial Engine work and what finance is needed? 创业引擎的工作原理及融资需求 ;The challenges in a downturn or crisis are that: 经济低迷期或危机下的挑战有： more people have to start an SME out of necessity, not because of choice or opportunity; 更多的人得开始创业，是出于生存的原因，而非主动的选择或者某种机遇； these necessity entrepreneurs are less likely to have appropriate management skills for an SME, or the appropriate attitude, to help them succeed; 这些被迫创业的人很可能不具备适当的管理技能，或者正确的态度来助其成功； It is more difficult for them to get finance, especially from risk averse lenders (eg banks) who might actually have the funds, but are not as effective at mobilising