金融创新的监管分析-经济法学专业论文.docxVIP

武汉煺丁：大学删J：学位论立摘骚 武汉煺丁：大学删J：学位论立 摘骚 巍会聚全球扰黟爨虫纯懿避程中，衾融龟4麟以令人灌激鐾繁豹速凌灞瑷， 然而伴随而来的金融风险及其鑫融危机，往往念给经济发展造成难以{占基的 破嚣。在发挥金融剑裁成果积投终蠲静目聪，楚否露婺对金融秘瑟进{予薤警 和如何脏管，既是理论界探讨的论题，又是实践界不得不面临的问题。 本文试照娃金融铋毂为立足点，瓣金融截毅螅最黢跌蠹涵、形成默嚣、 表现形式及经济后果等方面进行探析。在此基础上，结合一般监管经济学原 理，列金融剑掰导致金融市场上的步}部性、信惑不完全、鼍i竞全竞争从露使 得市场机制失灵以及监管作为公共物·默通过市场配置可能产生的低效率，从 理论翘实践鼹个维度探讨了金融创新败管的必要性。以媾弈论的视角，通过 对金融刨新与金融监管进行完企信息动态博弈嗣不完全信息动态博弈两方面 的分机，揭示信息披鲻在金融创新监管中的重蒙性，探索金融创新监管的夜 效运行机制。激后跌我蘑金融雹q新箍管的实际国发，斑出完善我国金融倒新 监管的政策建议：重构企融监镣组织体系。建构我国金融系统戴同监管的法 制俸系；加强阐际层豫上靛蓝镑合作，搞好金融机构簸管豹合作与协调、提 高监管水平；究善我圆的金融jIi【管法律法规体系；改革和完善我国的金融监 管杌制。 关键词：金融创新，创新风险，博弈，监管机制 彗堡堡王查兰些：!：兰些笙兰Abstracts 彗堡堡王查兰些：!：兰些笙兰 Abstracts In course of finance globalization and liberation，the speed of financial innovation is fabulous．There may be financial risk or financial crises following the financial innovation．It always makes the economy growth uncountable destruction．At the time when we develop the positive functions of financial innovation，whether or not regulates the financial innovation and how to regulate is both a topics in theory field and a problem in practice field． The passage tries to discuss the content，cause，type aid economical result of financial risk on the base of financial innovation．With the average supervision economics theory,namely financial innovation results in externality,uncompleted information，imperfect eompetidon in the finance market and supervision as public goods may result ill the market disposing of recourses inefficiently,and then we testify the supervision necessary to financial innovation from the theory and reality In the view of game theory,we analysis the financial innovation and supervision from two aspects which is perfect information dynamic game and imperfect information dynamic game，then，we reveal the information transparent is most important on financial innovation supervision．And then we search all effective operation mechanism on financial innovation supervision．Finally,starting from the fact of financial innovation risk supervision in o