国外邮政金融发展模式及对我国的借鉴与启示（英文论文及翻译）.docVIP

国外邮政金融发展模式及对我国的借鉴与启示 Foreign postal financial and development model to China and draw inspiration 中文约2900字 First, foreign financial development model Post 1、Post and confuse the financial business model 2、 postal and financial business model separation 3、the Post Office to withdraw from the financial services area 4、with the color of the postal savings mode 一、国外邮政金融的发展模式 1、邮政与金融混同经营模式 2、邮政与金融分离经营模式 3、邮政退出金融服务领域 4、具有行政色彩的邮政储蓄模式 Second, foreign postal financial development model of comparison and reference 二、国外邮政金融发展模式的比较与借鉴 (A) national postal savings business development in common (一)各国邮政储蓄业务发展的相同之处 1. Persist in the public nature of banking services. 1.坚持大众银行服务本色。 Postal savings and other financial business formed from the start full use of the postal network advantage, directly to the majority of ordinary residents of urban and rural services. At the same time cultivating citizens thrift, the good habit of saving, accumulate funds for national construction. Postal financial services in the public has enjoyed in the bank of civilians, a reputation. Netherlands Bank has become the countrys largest retail bank, but still has not changed for the civilian population of the qualities of service. Netherlands Bank has become the countrys largest retail bank, but still has not changed for the civilian population of the qualities of service. Compared with the general commercial banks, the Netherlands Bank adhere to three basic operating principles: First, regardless of who the users are high-income or low-income people, Post Bank are to provide good service; Second, the Post Bank to provide users with the services as simple as possible products, services, facilities and scope for the Popularization of the needs of the three services is to uphold a lower price. In the Netherlandspopulation of 6.7 million households, more than two-thirds of the families are Bank of users. In the Netherlands the countrys savings business and banking payment card market, the