毕业设计-寿命不同分布情形下夫妻合险第一型保单的精算现值测算.docVIP

- PAGE I - 本科毕业设计 （20 届） 寿命不同分布情形下夫妻合险第一型保单的精算现值测算 所在学院 专业班级 数学与应用数学 学生姓名 学号 指导教师 职称 完成日期 年 月 PAGE I 摘　要 【摘要】在夫妻一起死亡和夫妻一方先死亡的两种情形下和死亡年末给付和死亡即可给付两种处理方式，假设两个独立的均匀分布通过用概率和统计的知识，计算其最小值和寿命不同分布下情形下夫妻合险第一型保单的现值。仅望通过此文可以深刻的了解寿命不同分布下情形下夫妻合险第一型保单的流程和具体的内容等查阅相关文献资料，了解何为寿命不同分布，通过查阅中国人寿保险业经验生命表（1990-1993）（男），中国人寿保险业经验生命表（1990-1993）（女），即连续型换算表等，计算最小值，然后深刻了解什么是夫妻合险第一型保单，及其具体的计算方法，再算出其现值。 【关键词】保险数学；生命表；现值计算；夫妻合险。 Abstract 【ABSTRACT】Death and couples in couples together two death when first one end of cases and deaths payment and death can pay two ways, assuming that two independent evenly distributed by using probability and statistics knowledge, calculate its minimum and life under different distribution situation and risks first couple the present value of the type policy. This can only hope through deeply understanding of life under different distribution situation and risks first couple of flow and specific policy type of content, refer to the relevant literature material, recognize life different distribution, access to China life insurance experience life table (1990-1993) (male), China life insurance experience life table (1990-1993) (female), namely a continuous conversion table etc, to calculate the minimum value, and then to deeply understand what is husband and wife and risks, and the specific policy for the first type, the calculation method of, again to calculate the present value 。 【KEYWORDS】Insurance mathematics; Life table; Present value; Couples and risks。 目　录 TOC \o 1-3 \h \z \u HYPERLINK \l _Toc292776369 摘　要 PAGEREF _Toc292776369 \h II HYPERLINK \l _Toc292776370 first couple actuarial present value of insurance policy under life different distribution situation PAGEREF _Toc292776370 \h III HYPERLINK \l _Toc292776371 Abstract PAGEREF _Toc292776371 \h III HYPERLINK \l _Toc292776372 目　录 PAGEREF _Toc292776372 \h IV HYPERLINK \l _Toc292776373 1