浙江省商业银行绿色信贷发展研究.docVIP

PAGE PAGE II 浙江省商业银行绿色信贷发展研究 摘要：绿色信贷是指我国商业银行对从事绿色产业的企业给予的一定扶持，对其提供贷款并施行优惠利率政策，相对地，对从事高污染、高能耗的企业提高贷款门槛，在额度上进行限制，并对其施行惩罚性的高利率。我国作为一个发展中国家，经济可持续性发展一直是我国经济发展道路上非常关注的热点问题。在追求经济发展的同时，保持可持续发展具有一定的必要性，因此绿色信贷在我国经济可持续发展道路上是不可或缺的。本文通过分析商业银行绿色信贷业务在浙江省的发展情况，提出其在浙江省发展的问题，最后针对这些问题提出相关措施。 关键词：商业银行；绿色信贷；可持续发展 Study on the Development of Green Loans of Commercial Bank of Zhejiang Province Abstract: Green loans of the commercial banks in our country gives support to the enterprises that is engaged in the green industrial, in the meantime, provide loan and preferential interest to them. On the contrary, commercial banks give high loan threshold to the enterprises that engaged in high pollution, high energy consumption industrial, what’s more, limit the account and implement punitively high interest rate. As a developing country, sustainable development has been a hot issue in China’s economic development road. At the time of the economic development, it is necessary to keep sustainable development, therefore the green credit is essential for the sustainable development of China’ economy. This paper through the analysies the development of commercial banks’ green credit in Zhejiang Province,then pust forward the green loan business development problems, and gives the relevant recommendations. Key words: commercial banks; green loans ; sustainable development 目 录 TOC \o 1-3 \h \u HYPERLINK \l _Toc31852 1 绪论 PAGEREF _Toc31852 1 HYPERLINK \l _Toc22066 1.1 研究背景 PAGEREF _Toc22066 1 HYPERLINK \l _Toc485 1.2 国内外研究综述 PAGEREF _Toc485 2 HYPERLINK \l _Toc24233 1.2.1 国外研究现状 PAGEREF _Toc24233 2 HYPERLINK \l _Toc18419 1.2.2 国内研究现状 PAGEREF _Toc18419 2 HYPERLINK \l _Toc28611 1.3 研究目的与意义 PAGEREF _Toc28611 4 HYPERLINK \l _Toc26105 1.3.1 研究目的 PAGEREF _Toc26105 4 HYPERLINK \l _Toc12375 1.3.2 研究意义 PAGEREF _Toc12375 4 HYPERLINK \l _Toc10346 2 浙江省商业银行绿色信贷发展研究理论基础 PAGEREF _Toc10346 4