论我国的金融监管创新-金融学专业论文.docxVIP

摘要金融体系在一国的经济体系中占有重要地位。金融体系能否健康、稳定地运 摘要 金融体系在一国的经济体系中占有重要地位。金融体系能否健康、稳定地运 行，直接关系到整个国民经济能否快速、健康地发展。随着我国加入WTO，金 融业对外开放的程度不断扩大，金融服务日益全球化，我国金融监管面临着前所 未有的挑战。本文运用比较借鉴、规范和实证分析结合的方法，首先对金融监管 的一般原则及其理论沿革进行了述评，同时对发达国家的余融监管的做法和经验 进行了总结，对我国金融监管的现状及监管的内容、余融监管制度的演变过程进 行了分析，指出了我国金融监管存在的问题；在此基础上，从理论创新、制度创 新和手段创新三个方面探讨了我国会融监管如何应对入世的挑，钱，提出了进行创 新和发展的思路。 关键词：金融监管 理论创新 制度创新 手段创新 AbstractThe Abstract The financial system occupies important position in the economic system of a country．Whether the financial system runs healthily and steadily,will directly concern whether the whole national economy could be developed fast and healthily． Since reforming and opening up to the outside world，the financial field of our country has gone through numerous magnitude reforms，and has obtained huge development． However,even to this day,the status of the financial supervision and the development of future financial field in our country still have a lot of improper places．Since later stage of the 20th century,financial globalization and freedom put forward the unprecedented challenge to the development of the financial field of our country．And moreover,the entrance to WTO makes how tO develop Chinese financial field further become an important program that is related to the entire national economy．As our country joins WTO，the constantly increasing degree of the financial field opening up to the outside world and the globalization of the financial service day by day,exert the unprecedented challenge on the financial supervision of our country In the face of new economic and financial environment，how to take advantage of present situation and change challenge into opportunity，and construct and build up the financial supervisory system that meets the needs of market economy with characteristic of Chinese，in order to safeguard the security and stability of the whole financial system，has already become the primary problem that authorities of financial supervision have faced．This paper,through analysis based on