跨国银行市场准入监管制度比较研究-国际法学专业论文.docxVIP

也直接反映在我国外资银行准入制度的调整上。 此前，不少学者提出过对我国跨国银行监管制度的立法建议，认为我 国还处在建立与巩固民族产业的发展时期，在吸收和引进外资银行方面应 当坚持审慎态度，不可给予跨国银行完全的国民待遇，而应当在内外资银 行间设定“防火墙”，以保护本国银行的生存空间。而作者认为，我国宏观 经济环境已经发生了重大变化，特别是全面开放银行业市场给我国银行带 来的前所未有的发展机遇和压力，要求我国的跨国银行市场准入制度必须 坚定地以世贸组织提出的国民待遇原则为导向，在制度设计上充分地将外 资银行的跨国性与东道国的自身经济特点结合起来。通过研究，进一步开 放银行市场是当今中国必然的选择。 关键词：跨国银行 市场准入 监管制度 比较研究 Abstract The market access of transnational banks is a total conception that host country admits foreign banks operating on where or what conditions. From the view of foreign banks, market access is a just entrance to operating in a country. From the view of financial supervision, market access is an effective measure of protecting national finance industry safety and stability; it excludes foreign financial capital that hazards likely national financial system away the host country and reduces the unstable factors that harm the depositor’s benefit or damage the financial system. Thus, almost all countries set on rules of market access on transnational banks that stand by national economic condition. The essay analyzes different countries’ banking law through the method of comparative study on market access. The dissertation is divided into seven chapters. The first part is introduction that introduces the meaning of transnational banks, and then author gets the conclusion that market access in banking sector is necessary for a country’s economics and banking development. In the second part, the author analyzes the goals of transnational banking supervision and introduces the basic principles of banking market access. Part 3、4、5 and 6 are the cores of this dissertation. In these parts, rule and procedure are two sides. Through analyzing rules about institution、 operation items、administrator, the author evaluates the rationality of the rules of market access in part 3、4、5. Part 7 is a conclusion of this dissertation. On the base of comparative analysis, the author draws the advices how to complete market access rules in China. The rule system of m