论银行卡持卡人权益的法律保护-经济法学专业论文.docxVIP

II II Abstract Banking card is a kind of credit payment instrument issued by a commercial bank (including post-financial institutions) which has or partially has the functions of consumption， transfer and cash settlement etc. Banking card business has gained a great development in the last years. However，we must take that blem to serious , which spring in the banking card filed.The legislation of banking card in China has not perfect enough. Now existing laws relating to the banking card dispersed in the laws, codes and criterion files. so the banking card holder have not enough protection.And it will have some negative effect on the development of banking card industry, In conclusion, strengthen the rights of bankcard holders is theobjective request of the positive and balanced development of the banking card industry, that is also a very important problem of which take into first resolve for bankcard legal system in our country’s banking card industry.Tring to answer the questions hereof, there are 3 parts in the dissertation. The first section is the general introduction of the banking card and the th legal relationships among the parties. concepts. By introducing the concept ,classification, operational process and legal relationships of the banking card, penman tries to educe the necessity to guarantee the banking card holders’ right in this part. The second section sets forth the current banking card legal system of our country. When the right of the banking card holders suffering an injury,it must base on some reansons and represent some forms.In this part,penman plans to compare the syetem of the banking card holders’ right in theoretic and in practice,such as the right of option, the right of privacy the right of information and so on,by which we can analyze the reasons. The third section is about how to guarantee the banking card holders’ right in legislation. By introducing abroad experience in this field，penman offers his own views on concrete measure