中小企业融资问题研究三稿.docxVIP

青岛理工大学商学院学士学位论文 摘要 中小企业融资困难是个世界性的问题。中小企业通常实力较弱，资信程度不高。 这些企业抵抗市场风险的能力不强，中小企业融资困难的原因存在于多方面。在 我国，中小企业融资困难现象普遍存在，大大制约了中小企业的经济发展，如何 解决中小企业融资问题成为了一个急需解决的问题。创新是企业持续发展的根木 所在，而中小企业因其经营环境及自身能力的制约，常常陷入需要创新以推进企 业发展却又难以承担创新风险与投入的两难困境。日前中小企业从积极的财政政 策和宽松制度的货币政策中直接受益较少，在融资难问题上，很大程度上与我国 中小企业融资模式有关。解决中小企业融资难问题，需要从其融资模式的选择上 进行完善。通过对各种融资方式的探索和分析来破解融资难问题已经关系到我国 未来经济发展人势，通过对企业的经济形势来考虑该企业各种内外因素，有助于 中小企业融资模式的正确选择。 关键词：中小企业，融资模式，融资结构，融资策略 第1页共26页 青岛理工大学商学院学士学位论文 ABSTRCT The financing difficulties of SMEs is a global problem.SMEs are usually weaker, the credit is not high? These enterprises is not strong against market risk, the main reason for SME financing difficulties exist in many. In China, the financing difficulties of SMEs is widespread, has greatly restricted the economic development of SMEs, and how to solve the financing problem has become an urgent problem. Innovation and sustainable development of enterprises, small and medium enterprises for their operating environment and their own capacity constraints, are often caught in the need to innovate in order to promote enterprise development but difficult to bear the dilemma of innovation risk and investment. SMEs from the proactive fiscal policy and loose monetary policy of the system to benefit less on the problem of financing, largely of SME financing model. Solve the problem of financing SMEs, need to be refined from the choice of financing mode. Explore and analyze a variety of financing methods to crack the problem of financing has been related to Chinas future economic development trend, the economic situation of the enterprise to consider the enterprisers internal and external factors contribute to the correct choice of the financing models for SMEs. Starting from the position of small and medium enterprises and in society, by analyzing the reasons for the difficulty of SME financing, to find a solution to the difficulties in financing measures, and then analyzes the SMEs how to choose according to their own development and