惠悦-如何定制年金产品教材.pptVIP

Designing annuity products for consumers needs Presented by Mike WadsworthPartner, Watson Wyatt mike.wadsworth@ May 2003 Agenda Options for generating lifetime income Consumer needs Investing for life Managing survival A new model I dont want to achieve immortality through my work - I want to achieve it by not dying Woody Allen People will soon live twice as long as today, and have the potential to live for 1200 years John Harris, Scientist Member of UK Human Genetics Commission as reported Sunday Times, 25 June 2000 Funeral firm hit by 29% profit fall Not enough people are dying in t