商务翻译(2)--文体意识--continued.pptVIP

In the event credit does not become more available in the near future, as owners debt obligations come to maturity (especially in high leverage interest only deals), many will default due to their inability to make the balloon payment. 结果，在不久的将来不可能得到更多的贷款，当房主的债务到期还款时（尤其是高杠杆仅付息型贷款），其中很多房主会违约不还款，因为他们无力偿还大尾额付款。 这里的balloon payment指分期付款中最后一笔特大数额的付款。大额尾付金额 A balloon payment is a large, lump sum payment that is a higher amount than the regular monthly payment. It is made either at specific intervals, or, more commonly, at the end of a long-term balloon loan. Balloon payments are most commonly found in mortgages, but may be attached to auto and personal loans as well. 大额尾付金额英文叫 Balloon Payment。大额尾付贷款/大额尾付抵押贷款英文叫 Balloon Loan/Balloon Mortgage。国内有的金融机构称之为弹性尾付贷款，或气球贷款，或气球贷。 大额尾付贷款是一种比较特殊的贷款，它的贷款期限一般限制在短期(例如3-7年)内，但它的每期付款金额却是按照长期贷款(例如15年到30年)来计算的。这种计算一方面会降低每期的还款金额，但另一方面会在贷款期限结束时，积累一笔很大的金额，称之为大额尾付金额。大额尾付贷款的利率一般在大额尾付贷款期间是固定的。 大额尾付贷款/大额尾付抵押贷款 英文叫 Balloon Loan/Balloon Mortgage，或叫Balloon Note 或 Bullet Loan，是指含有大额尾付金额的贷款。国内有的金融机构称之为弹性尾付贷款，或气球贷款，或气球贷。 --continued Alternative policies were adopted but resulted in very limited success. They included the increase of short-term interest rates to discourage short-term capital outflows, the decrease of the long-term interest rates to stimulate domestic production, interventions in foreign exchange markets, and a number of direct controls over capital outflows. 尽管采取了多种政策但收效极其有限。这些政策包括提高短期利率以阻止短期资金的外流，降低长期利率以刺激国内生产，干预外汇市场，以及一系列直接控制资金外流的措施。 capital flight 资本外逃 Hot money Ways and Means Committee 岁出岁入委员会 The United States House Committee on Ways and Means is a committee in the United States House of Representatives similar to that same committee in the United Kingdom House of Commons. Unlike its UK counterpart, the US committee still meets and has jurisdiction over all taxation, tariffs, and other revenue-raising measures, as well as Social Security, Medicare, and a number of other programs. Hot money is a term that is most commonly use