汽车专业英语Unit 15.pptx

TextAuto Insurance Foundation1) Bodily injury liability2) Property damage liability3) Medical payments Personal Injury Protection(PIP)4) Collision5) Comprehensive6) Uninsured/Underinsured motorists coverageLiability InsuranceCollision and Comprehensive Coverage1) Replacement cost2) Actual cash value (ACV)3) Comprehensive coverageMedical Payments, PIP, and No-fault Coverage1) Medical payments (MedPay) coverage2) Personal injury protection (PIP)Uninsured/Underinsured Motorists Coverage1) Uninsured motorists (UM) coverage2) Underinsured motorists (UIM) coverageAdd-on Features1) Rental reimbursement2) Coverage for towing and labor charges3) Gap coverageNew Words and Phrasesassets [‘?sets] n.资产liability [,lai?‘biliti] n..责任，义务，倾向，债务，负债，与assets相对motorist [’m?ut?rist] n.乘汽车者，常坐汽车的人medical [’medil?l] n. a. 医生，体格检查；医学的，内科、[古] (医)药的payment [’peim?nt] n .付款,支付,报酬,偿还,报应uninsured [’ ?nin‘?u?d] n..未保险的collision [k?’li??n] n.碰撞,冲突pole [p?ul] n.棒, 柱, 杆, 竿, 极, 磁极, 电极 v. 用竿支撑, 用棒推depreciation [di,pri: ?i’ei??n] n.贬值, 减价, 跌落, 折旧, 轻视lender [’lend?] n.出借人, 贷方loan [l?un] n. v. (借出的)贷款, 借出;　借，借给pedestrian [pi’destri?n] n.步行者 a. 徒步的, 呆板的, 通俗的funeral [’fju:n?r?l] n. 葬礼, 出殡rental［’rentl］ n. 租金额, 租金收入breakdown [’breikdaun] n． 崩溃，衰弱，细目分类lamp [l?mp]　 n．灯 vt．照亮regardless [ri’ ga:dlis]　 n．不管，不顾，不注意practical [’pr?ktik?l] n．实际的，实践的，实用的，应用的，有实际经验的liability limit　责任限额（保险单上规定的最高赔偿金额）book value净资本，资产账面价值，固定资本价值wear and tear磨损，折磨claim adjuster理赔人arise from　起于，由……出身Notes[1] Although it is not mandated by federal law, the purchase of auto insurance is usually requirement in most states; every state (with the exception of New Hampshire and Wisconsin) have minimum insurance laws.　尽管它没有联邦法律所规定，但是在大多数州（新罕布什尔和威斯康星州除外）都要求必须购买汽车保险。[2] If said owner cannot produce proof of satisfactory assets, then he must buy an auto insurance policy.如果没有足够证据表明车主财力足够，那么他就必须买一份汽车保险。ExercisesAnswer the following questions according to the text.1. What kind of coverage a insurance policy should be mad