商业银行管理ROSE7e课后答案chapter_06.docxVIP

欢迎下载 欢迎下载 CHAPTER 6 MEASURING AND EVALUATING THE PERFORMANCE OF BANKS AND THEIR PRINCIPAL COMPETITORS Goal of This Chapter: The purpose of this chapter is to discover what analytical tools can be applied to a bank s financial statements so that managemheitoandd can identify the most critical problems in side each bank and develop ways to deal with those problems Key Topics in This Chapter ? Stock Values and Profitability Ratios ? Measuri ng Credit, Liquidity, and Other Risks ? Measuri ng Operati ng Efficie ncy ? Performa nee of Compet ing Finan cial Firms ? Size and Locati on Effects ? The UBPR and Compari ng Performa nee Chapter Outli ne In troducti on: Evaluat ing a Ban ks Performa nee Determi ning Lon g-Ra nge Objectives Maximizi ng The Value of the Firm: A Key Objective for Nearly All Finan cial-Service In stituti ons Profitability Ratios: A Surrogate for Stock Values Key Profitability Ratios Interpreting Profitability Ratios Useful Profitability Formulas for Banks and Other Finan cial Service Compa nies Breaki ng Dow n Equity Returns for Closer An alysis Break-Dow n An alysis of the Retur n on Assets What a Breakdow n of Profitability Measures Can Tell Us Measuri ng Risk in Banking and Finan cial Services Credit Risk Liquidity Risk Market Risk In terest-Rate Risk Operatio nal Risk Legal and Complia nee Risk Reputati on Risk Strategic Risk Capital Risk Other Goals in Banking and Finan cial Services Man ageme nt Performanee Indicators among Banking s Key Competitors The Impact of Size on Performa nee Size, Locati on and Regulatory Bias in An alyz ing The Performa nee of Banks and Competi ng Finan cial In stituti ons Usi ng Finan cial Ratios and Other An alytical Tools to Track Bank Performa nce--The UBPR. Summary of the Chapter Appe ndix to the Chapter - Improvi ng the Performa nee of Finan cial Firms Through Kno wledge: Sources of In formatio n on the Finan cial-Services In dustry Con cept Checks 6-1. Why should banks and other corporate finan cial firms be co