第三章 汇款结算方式.[文字可编辑].pptVIP

Chapter three Remittance ? International exchange ? The concept of remittance ? Parties of remittance ? Methods and procedures of remittance ? Reimbursement of remittance cover ? Application of remittance ? refers to operational activities related with the currency conversion and transfer of funds between countries in order to settle the claims and debts by payment instruments through banks . In broad sense: international settlement In narrow sense: international bank remittance ? Types: International exchange payer payee Bank A Bank B payer payee Bank A Bank B contract contract Remittance: Reverse remittance: flow of funds flow of negotiable instruments ? A bank (the remitting bank ) , at request of its customer (the remitter) , transfer a certain sum of money to its overseas branch or correspondent bank (the paying bank ) , instructing it to pay a named person domiciled in that country. ? Based on commercial credit Concept of remittance payee remitter Paying bank Remitting bank ② instruction goods ① Application ③ paying ? 汇款人 （ remitter/importer ） : ? Remittance application ? Submit the same amount of funds and commission ? For our country, submit documents required by SAFE ? 收款人或受益人 （ payee/exporter ） Parties and their obligations ? 汇出行 (remitting bank) ： ? payment order/P.O. （支付授权书 ) made out as instructed in the application; ? indicate the reimbursement of remittance cover ; ? outward remittance ? 汇入行或解付行 （ paying bank ）： ? paying in strict compliance with the P.O. and authenticate the relevant signature or test key ; ? usually paying after its receipt of the funds from the remitting bank; ? clean payment; ? inward remittance ? Telegraphic transfer, T/T ? the remitting bank instructs and authorizes the paying bank by cable, telex, or SWIFT to make payment to the payee. ? fast ; safe ; limited