短期融资及设备融资风险管理6资料教程.ppt

设备融资的方式 Methods of equipment finance 租赁 Leasing 分期付款 Pay by installment 银行（抵押）贷款 Mortgage 出口买方信贷 Export buyers’ credit Your Logo 第四部分 中国设备融资现状Part IV The Current Status of Equipment Financing in China 设备融资所能覆盖的设备种类 Equipment category under equipment finance 飞机 Aircraft 船舶 Ship 营运车辆 Business vehicles 工程机械 Engineering machinery 医疗设备 Medical equipment 成套大型设备 large complete - set equipment Your Logo 第四部分 中国设备融资现状Part IV The Current Status of Equipment Financing in China 第四部分 中国设备融资现状 Part IV The Current Status of Equipment Financing in China 设备制造商 Equipment Manufacturer 租赁公司 Leasing Company 商业银行 Commercial Bank 提供设备融资的主体 Equipment Finance Principal Parts 设备制造商 Equipment manufacturer 问题：Questions 占用自身经营性现金流量Use its own operating cash flow 信用风险难以控制Difficult to control the credit risk 首付比例高、期限短不利于用户资金安排High down payment, short term which is not convenient for client to arrange the capital 改善途径: Means of improvement 成立融资租赁公司Set up financial leasing company 与银行合作开展银行按揭Cooperate with the banks for mortgage loan 第四部分 中国设备融资现状Part IV The Current Status of Equipment Financing in China 租赁公司 Leasing company 中国租赁行业现状 Current status of leasing industry in China 业务规模小Small business scale 信用环境有待改善Credit environment needs improving 缺乏法律和税收等政策支持short of policy support such as law and tax, etc. 第四部分 中国设备融资现状Part IV The Current Status of Equipment Financing in China 商业银行 Commercial bank 对设备买方、卖方及租赁公司进行融资 Finance among equipment seller, buyer and leasing company. 第四部分 中国设备融资现状Part IV The Current Status of Equipment Financing in China 第五部分 商业银行设备融资方式Part V Equipment finance of commercial bank 信贷 Credit loan 成立金融租赁公司Set up financial leasing company 财务顾问服务Financial consultant service 代理信托产品发行Agent to issue trust fund 短期融资及设备融资风险管理 Risk Management of Short-term Financing and Equipment Financing 引言 Introduction 数据一：上市公司数与中小企业数的比较 Data I: Comparing the number of public companies and small and medium-sized enterprises (SME) 截止20