浅析安徽省中小企业融资问题及对策改复习课程.docVIP

浅析安徽省中小企业融资问题及对策 摘要： 在新时代下，随着市场经济的迅速发展，安徽省中小企业在促进经济发展、增加就业等方面扮演着着重要角色。企业与企业之间的竞争日益激烈，企业的发展离不开资金支持，但其在成长过程中面对着融资难，渠道窄等一系列难题。本文在分析中小企业现状、融资问题和对策的前提下，联系安徽省中小企业发展现状及所处的背景，针对安徽省内一些中小企业的筹资问题和中小企业的融资环境，进而浅析安徽省中小企业筹资过程中所要面对的问题以及提出相应的解决对策。只有中小企业、银行、政府和社会积极配合，才能解决好安徽省中小企业融资难的问题，促使安徽省经济获得长期稳定与迅速的发展。 关键词： 安徽省;中小企业;融资;融资环境 Analysis on the financing problems of small and medium sized enterprises in Anhui province and Countermeasures Abstrct: In the new era, with the rapid development of market economy, small and medium-sized enterprises in Anhui Province in promoting economic development, plays an important role in increasing employment and other aspects. And the increasingly fierce competition between enterprises, small and medium-sized enterprises need a lot of money to support, but in the process of its development is facing financing difficulties, a series of problems such as narrow channels. Based on the analysis of theoretical and empirical research on financing of small and medium-sized enterprises, combined with the development of small and medium-sized enterprises in Anhui province and the background, aiming at the financing problem of small and medium-sized enterprises in Anhui Province, analysis of the financing environment for SMEs, and small and medium-sized enterprises in Anhui province are facing financing problems in the process and puts forward the corresponding solution Only by the cooperation of enterprises, banks, government and society, can we solve the financing difficulties of SMEs in Anhui Province, and then make the economy of Anhui province develop stably and rapidly for a long time. Key words: Anhui Province ;minor enterprises; financing; financing environment 目录 TOC \o 1-3 \h \z \u HYPERLINK 引言 1 HYPERLINK 一、安徽省中小企业融资的现状及存在问题 1 HYPERLINK （一）融资渠道有限 1 HYPERLINK （二）融资成本变高 2 HYPERLINK （三）融资程序复杂，时间较长 2 HYPERLINK 二、安徽省中小企业融资难的原因分析 3 HYPERLINK （一）中小企业自身存在的缺陷 3 HYPERLINK （二）抵押品不足 4 HYPERLINK （三）信用担保机制不完善 4 HYPERLINK （四）银行的不信任和歧视心理