浅析小额信贷公司的风险管理.docxVIP

浅析小额信贷公司的风险管理 完成日期： 指导教师签字： 评阅教师签字： 答辩小组组长签字： 答辩小组成员签字： PAGE 12 摘 要 小额信贷业务因通过向非正式途径向微型和小型企业、贫困者或贫困者家庭提供融资服务，扩大这些群体的选择范围，提高生产性投资，从而增加这些群体的收入和就业机会,近几年得到了迅猛的发展。但因信贷体制、企业内部制度、从业人员素质等方面因素使其在发展过程中遇到了很多风险。如何进行风险管理是小额信贷公司当前面临的亟待解决的问题。 本文旨在通过对小额信贷公司的风险管理中存在的问题的探讨，总结出风险管理中影响风险的量度、评估的环境和因素，并针对影响因素提出规避风险的相关建议和应变策略，希望为小额信贷公司的风险管理提供一定的参考。 关键词：小额信贷；风险管理；信贷风险 Abstract Microfinance for through to the informal way to micro and small enterprises, the poor, or poor families to provide financing services, expand the scope of the choice of these groups, improve productive investment, so as to increase the income of these groups and job opportunities, obtained the swift and violent development in recent years. But because of the credit system, the enterprise internal system, personnel quality factors in the development process of met a lot of risk. How to conduct risk management is the microfinance companies facing problems to be solved. This paper aims to microfinance companies risk management problems that exist in the discussion, summed up the risk management of the environment and influence factors of risk measure, evaluation, risk aversion related Suggestions are put forward based on factors affecting and strain strategy, hope for microfinance risk management to provide certain reference for the company. Key words: microfinance; risk management; financing 目 录 TOC \h \z \t 论文样式1,1,论文样式2,2,论文样式3,3 1