国有商业银行不良资产探讨.docVIP

摘要 目前，我国的金融行业，特别是商业银行的不良资产已经成为事关我国金融 业生存与发展乃至整个国民经济稳定与健康发展的重大问题。近年来，我国商业 银行不良资产得到了有效地控制，但同时也曝露出一些问题和不足。本文从对国 有商业银行不良资产的现状入手，对国有商业银行不良资产产生的原因以及带来 的危害性进行了全面而深刻的分析。进而提岀防范国有商业银行不良资产的对策 和开辟的新渠道。 【关键词】商业银行不良资产信贷风险风险管理 Abstract AT the moment, financial industry in our country, especially the NPL in the commercial bank has become a matter of survival and development of Chinas financial industry and even the entire national economy stable and healthy development of the major problems. In recent years, Our country commercial bank bad assets has been effectively controlled, but also exposed some problems