201603310451 叶鸿历 中小企业融资问题及其解决对策—以大连环宇阳光集团为例.pdfVIP

中小企业融资问题及其解决对策 —大连环宇阳光集团有限公司为例 要 中小企业发展作为在推动我国国民经济社会持续发展中一个不可缺少的部分,在 不断促进专业技术、解决劳动就业和提高税收等方面都扮演着十分重要地角色。不过， 中国的很多中小企业在发展的过程中会面临着许多问题，例如员工素质水平不高、抗 风险能力差、财务制度不够健全、难以融集资金等等。但是资金问题是其中的一个最 重要的问题。资金是一个企业生存和发展的力量,是至关重要的因素,但融资困难已成 为中小企业当前生存和发展在全国各地所面临的第一个挑战，本文研究旨在帮助找出 融资难的根本原因,并就此提出帮助解决的具体对策。 关键词：中小企业；大连环宇阳光集团；融资方式；融资分析 I Financing Problems of Small and Medium-sized Enterprises and Solutions-Take Dalian Huanyu Sunshine Group as an Exam Abstract The development of small and medium-sized enterprises as an indispensable part in promoting the sustainable development of Chinas national economy and society. It plays a very important role in continuously promoting professional technology, solving labor employment and raising taxes. However, many small and medium-sized enterprises in China will face many problems in the process of development, such as low level of staff quality, poor ability to resist risks, inadequate financial system, difficulty in financing and so on. But funding is one of the most important issues. Capital is the power of an enterprises survival and development, and is a crucial factor, But funding is one of the most important issues. Capital is the power of an enterprises survival and development, and is a crucial factor, The purpose of this paper is to help find out the root cause of financing difficulties, and put forward specific countermeasures to help solve this problem. Key words: Financing problem; Financing channel; Financing mode; Financing analysis II 目 录 摘 要I AbstractII 一、绪 论1 （一）研究的目的意义1 （二