商业银行管理组织彼得S.罗斯英文原书第8版英语试题目整合Chap015.pdfVIP

. Chapter 15 The Management of Capital Fill in the Blank Questions 1. The risk that has to do with banks trading in foreign currencies is called _________________________. Answer: exchange risk 2. The risk that has to do with fraud, embezzlement and bank robberies is called __________________. Answer: crime risk 3. _________________________ is measured by the par value of the shares of common equity outstanding. Answer: Common stock 4. __________________ is the amount in excess of par value paid by the banks shareholders. Answer: Surplus 5. _________________________ are the net earnings of the bank which have been kept by the bank rather than distributed as dividends to stockholders. Answer: Undivided Profits (or retained earnings) 6. Core capital such as common stock, surplus, undivided profits, qualifying . noncumulative preferred stock, etc. is referred to as __________________ capital as defined by the Basel agreement. Answer: Tier 1 7. The international treaty involving the U.S. and 11 other leading industrialized countries to impose common capital requirements on all banks is known as the _________________________. Answer: Basel Agreement 8. Supplemental capital such as the allowance for loan losses, subordinated debt, mandatory convertible debt, intermediate-term preferred stock, cumulative preferred perpetual stock and equity notes is more commonly known as _________________________. Answer: Tier 2 capital