香港电讯：中国电子支付环境报告（全套）EnglishVersion.pptVIP

China Information Highway Corporation Potential Competitor-CIHC Cyber BJ www.B Compaq SUN Microsoft Broad Vision Oracle Frontec Capinfo HP CHIC is devoted to develop E-commerce platform and provide E-commerce solution, including CA, security, payment, distribution, internet and legal environment. CHIC has co-operated with famous multinational organization to establish Capital Electronic Commerce Project * Potential Competitor-CIHC Capital Electronic Commerce Project Distribution Custom CA Telecom Arbitrage Club Cooperation Tax declare Web-EDI interface Custom declare CA interface Payment gateway Bonded warehouse Advertising Software Tax Revenue Competitive buying Online shopping platform Online transaction platform Virtual Negotiating Searches Directory E-post office Account Web site Online auction Public POS Bank Customer Merchant Industries commerce * Consumer Bank Merchant CIHC 1/2 3 4 5 6 7 Online Payment Process Potential Competitor-CIHC 1.Consumer: delivering order to merchant 2.Merchant: confirming payment 3.Consumer: entering CIHC Web site 4.CIHC: conveying payment data to bank 5.Bank: verifying payment validity of consumer, returning payment result to CHIC 6.CIHC: returning transaction result to merchant and consumer 7.Merchant: arranging delivery Merchant Opening Bank CIHC Paying Bank 1 2 3/4 5 6 1.Merchant: informing CIHC after delivery 2.CIHC: delivering message to Paying bank 3/4.Paying bank: transferring money from consumer account, providing bill to CIHC 5.CIHC: making transferring bill, informing merchant 6.Merchant: inquiring account 5 days after receiving bill * Potential Competitor-CIHC Payment methods Location Encryption Clearing time Debit card of BOC Mainland SET Real time Credit card of BOC Mainland SSL-128 One day Long card of CCB Beijing/Shenzhen SSL-128 Real time Mudan card of ICBOC Mainland SSL-128 Five day Saving account of ICBOC Beijing SSL-128 Two day One card through of CMB Mainland SSL-128 Real