如何衡量你的财务体质并进行规划.pptVIP

Savings Ratio儲蓄比率 income available for savings可供儲蓄的收入 income available for living expenses可供生活費用的收入 This ratio tells you what proportion of your after-tax income is being saved.這個比率告訴你，稅後所得用於儲蓄的部分 * * 第三十一页，共四十九页。 Savings Ratio Interpretation儲蓄比率的解釋 U.S. rate typically 3% - 8%基本上應該有3%-8% Varies with stage of the financial life cycle and goals要視不同的理財生命週期而有所變動 * * 第三十二页，共四十九页。 Record Keeping保持紀錄 The three reasons for accurate record keeping:保持確實詳細紀錄有三個原因： Preparing taxes報稅的需要 Tracking expenses追蹤花費 Providing information for others to use in the event of an emergency當其他人再處理警急狀況時，有更詳細的