中小制造企业融资方式分析.pdf

中小制造企业融资方式分析 摘 要 随着我国经济体制改革的不断深入，我国的中小制造企业得到了前所未有的发 展，在国民经济中发挥着越来越重要的作用。然而，长期以来，中小制造企业在获 得发展所需资金的来源上却很难与其在国民经济中所处的重要地位相匹配。如何解 决中小制造企业融资难问题成为政府、企业和研究学者所共同关注的课题。 本文在比较分析的基础上采取理论研究和实证研究相结合的办法，站在中小制 造企业融资决策制定者的角度，根据对中小制造企业的现状分析，提出3种可选的 融资方式，并通过对国外融资的借鉴，得到了一些经验启示，力图为中小制造企业 最终制定符合自身的融资决策提供参考。 本文在对我国中小制造企业发现状的分析基础上，认为内源融资不足、外源融 资困难是中小制造企业真实的处境。其起因来自国家宏观金融环境及企业自身质素 两个方面。 总之，我国中小制造企业必须充分认识所处的融资环境，不断提高企业的资信 水平和管理质量，运用科学的程序，才能找到符合企业自身的融资方式，制定出利 于企业长远发展的融资决策。 关键词:制造企业，融资决策，融资方式 I 中小制造企业融资方式分析 Abstract Along with the further deepening of our nations economic reform, the small and medium-sized manufacturing enterprises in our country have developed rapidly and are playing a more and more important part in the national economy. However, for a long time, the sources from which the small and medium-sized manufacturing enterprises can get the capital for development can not match with the important role they played in the national economy, how to solve the problem that its difficult for the small and medium-sized manufacturing enterprises to finance has been a very important issue which is concerned by the government, corporations and the scholars. Based on the comparative analysis, by the combination of theoretical and empirical research, this paper analyzes the internal and external financing environment, according to the small and medium-sized manufacturing enterprises present situation analysis , giving three financing ways,and also get some experience from the foreign medium-sized manufacturing enterprises finacing ways, striving to make referrence for the small and medium-sized manufacturing enterprises to f