关于中小企业融资问题与对策----外文翻译.doc

湖南化工职业技术学院 专科毕业设计（论文） 专业译文 Problems and Solutions on SME Financing 关于中小企业融资问题与对策 学生姓名： 周 双 好 学 号： 201104021244 指导教师： 王 丽 平 系 别： 经 济 管 理 系 专业年级： 会 计 学 专 业 2011届 2013年 11 月 19 日 Problems and Solutions on SME Financing Which are small and medium-sized industries and large enterprises compared to staff size, asset size and management are relatively small economic units. Different countries and different economic development stages, in different sectors to define their standards vary, and with the economic development and dynamic change. States generally qualitative and quantitative aspects of the definition of SMEs, the main qualitative indicators, including business forms of organization, financing methods and the status of where the industry, the volume indicators are mainly the number of employees, paid-up capital, total assets and so on. Volume of more qualitative indicators of indicators more intuitive, easy data selection, the majority of countries have divided the volume of standards, such as the U.S. Congress in 2001 introduced the "United States Small Business Act" for SMEs to define standards for the number of employees does not exceed 500 people, the United Kingdom, the European Union, taking the volume of indicators, but also to qualitative indicators as a supplement. Small and medium-sized countries in the world and regional criteria for the classification: United States: the number of employees not more than 500 people Britain: a qualitative states: smaller market share; owners personally management; enterprises operating independently. Volume indicators: a small manufacturing: 200 people employed in the following . Small construction, mining: 25 people employed in the following Small retail: Sales revenue was ￡ 185,000 in the following Small wholesale industry: Sales revenue was